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Rocky Mountain Real Estate

Mortgage Information

Where Does the Money Come From for Mortgage Loans?

The Biweekly Mortgage - Who Needs It?

Land Contract

In the olden days, when someone wanted a home loan they walked downtown to the neighborhood bank. Have you received an advertisement offering to save you thousands of dollars on your thirty. An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states.


The No-Cost Thirty Year Fixed Rate Mortgage

Which ARM is the Best Alternative?

The Advantages of Different Types of Mortgage Lenders

There really is no such thing as a no-cost mortgage loan. How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? What kind of lender is best? If you ask a loan officer, "What kind of lender is best?"



Types of Mortgage Lenders

Items You Need When Applying For a Loan

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system. Mortgage Bankers. Mortgage Bankers are lenders that are large enough to originate loans. Have These Items Ready When You Apply For a Loan It used to be that lenders mailed out verifications to employers


Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home